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What We Do

Thoughts become things

Our Promise

A penny saved is a penny earned.

Honeymoon offers and initial rate specials are just that. And once you’re married to your lender you’ll often be blinded by what’s going on behind your back. When you make changes to your loan they’re likely resetting your loan term, creeping up your rate or not offering you the best deal they possibly can – not to mention they’ve likely structured your loan in a way that keeps you in debt longer ensuing their profits long term. This can cost you tens of thousands of dollars over the life of your loan. No thanks!

We want our relationship to be flourish long term and that’s why we track and measure your progress as well as your home loans overtime to make sure your loan is the perfect fit throughout every stage of your journey. And trust me, your loan needs will change overtime and so you need someone on your team making sure you’ve got the right home loan for you.

We’re in the know so if there are ever sexy new offers, or better ways to achieve your goals sooner we’ll be sure to let you know so you’ll never miss out

WHAT WE DO

PENNY, SET, GO... HOME LOAN CONSULT

You’ve worked so hard to save your pennies and now you’re ready to make the leap into buying your first (or tenth) property - this process should be simple and pain free and that’s why working with a great Mortgage Broker is so important.

PENNY WISE - REFINANCE

The word Mortgage literally translates to “death pledge” (insert smacking face emoji) and it's no secret the wrong home loan can cost you a lot of money. Not to worry, Our Home Loan Health Check is there to make sure that your loan is the right one for you, your life stage and your overall financial plan.

PENNY PLAN - FIRST HOME BUYERS

You are dreaming about having your own home in the near future and have started saving. At this point, you’re probably wondering if an appointment with a mortgage broker so early in the process would be warranted, but you’re so keen to understand how much of a deposit you need and what your borrowing capacity actually looks like. aka how much money the banks will lend you.

PENNY POWER SESSION - COUPLE

Let's get you and your significant other thinking and working harmoniously when it comes to money so that you can achieve your shared money goals. Whether that be creating a strategy to pay down your debt, creating a cash flow plan which will see you saving more and smashing those money goals sooner.

PENNY POWER SESSION - INDIVIDUAL

The Penny Power Sessions is the starting point when it comes to all things budgeting and cash flow. We will help you to organise your money and your life so that you can feel on top and in control.

Not sure where to start?

Want more info? Want to chat with us? – Schedule a free 15-minute discovery call to speak to our team of money experts. That way we can help point you in the right direction!

Not sure where to start?

Want more info? – Want to chat with us? – Schedule a free 15-minute discovery call to speak to our team of money experts. That way we can help point you in the right direction!

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Morgan Jewell is a credit representative (508408) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

CONTACT US:
Mobile: (+61) 0459 595 999
Email: morgan@pennyfinance.com.au

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