Penny Purchase Plan Guide
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What’s inside the Penny Purchase Plan
- The truth about deposits (and the different ways you can qualify)
- How to budget smart without cutting out brunch or your lifestyle
- Finding your repayment comfort zone (no noodles, no stress)
- How to align your numbers with your goals — and show up prepared
- The Penny Purchase Plan Roadmap (your step-by-step journey to keys in hand)
Who this guide is for
First home buyers who want clarity and confidence, not confusion
Buyers are tired of advice from “mates of mates” or bank managers in suits
Anyone who wants to own their first home and keep living their life
Why we created this guide
Buying your first home is exciting, but it can also feel overwhelming. Wondering if your deposit is ‘enough,’ juggling advice from parents and mates, all while the bank talks in acronyms…. it’s a lot!
This free guide is your first step to cutting through that noise and setting yourself up the right way.
Next Step After the Guide
Once you’ve worked through the Penny Purchase Plan, you’ll already be ahead of most first-home buyers. That’s when it’s time to book your call with Penny — so we can turn your prep into a personalised plan and get you into your first home.
Morgan Owen is a credit representative 508408 of Mortgage Specialist ABN 90 110 275 146 (Australian Credit License 387025)