Why choose penny

It’s Simple.
We Care.
   Really.

About Penny

We believe people can do better. Better in the way they use and access money to create better outcomes for their immediate and long-term financial position. Our job is to work with you to find the best way.

Really, Really Good Finance challenges us to ensure that we secure what is best for you. It’s smart. It’s informed. It’s competitive. It puts you in the best possible position to achieve what you want from your life.

We are in the business of helping people change their lives. For the better.

Penny is loaded with expertise and a desire to constantly learn.

We believe it’s about authenticity – for us and how we work with our clients.

In the world of finance, timing is everything.

“Working with Penny has been really positive for my financial situation, because it really made me understand where all my dollars are going and making sure that I’m living the lifestyle I want, but also achieving my goals”

Nicole Fry | Penny Customer

About our founder

Meet Morgan Owen

About our founder

Meet Morgan Owen

The dynamic Founder, Director, and Senior Finance Specialist at Penny, Morgan has been revolutionising finance broking since 2017. With years of experience, Morgan defies the status quo, turning “no” into “yes” for her clients. Specialising in residential, commercial, and development finance, she empowers others to build unique property portfolios. Known for her empathy and strategic thinking, Morgan is an award-winning broker who loves the gym, reality TV, and Pinot Noir. Her fearless motto: “I will win because I am not afraid to fail.”

Morgan Owen, the dynamic Founder, Director, and Senior Finance Specialist at Penny, has been revolutionising finance broking since 2017. With years of experience, Morgan defies the status quo, turning “no” into “yes” for her clients. Specialising in residential, commercial, and development finance, she empowers others to build unique property portfolios. Known for her empathy and strategic thinking, Morgan is an award-winning broker who loves the gym, reality TV, and Pinot Noir. Her fearless motto: “I will win because I am not afraid to fail.”

Clayton Duffill

Mortgage Broker

With a background in sales, Clayton has a well-rounded, people-first approach to finance. He’s all about making the home loan journey as smooth as possible, using his sharp problem-solving skills and big-picture thinking to find the right solution for every client. Known for his quick wit and calming attitude, Clayton does everything in his power to find the best solution for his clients. A proud Gold Coast local, when he’s not helping clients kick their goals, you’ll find Clayton soaking up the sun, catching a game, or getting involved in anything sport-related

George Wang

Credit Analyst

Our dedicated Credit Analyst, George transitioned from Deloitte to seek a more fulfilling role. Starting as a Loan Processor, he’s shown the passion and care for Penny clients that has helped him continue kicking goals in his new role. Known for his commitment to the gym and nutrition, he consumes a whopping 160g of protein daily! Balancing work, his girlfriend, family, and new pup Ameli, George exemplifies dedication and balance. His motto: “Nothing good comes easy.”.

Finn Hodder

Loan Processor

Our energetic Loan Processor, Finn is currently pursuing a Bachelor in Business to kickstart his career. As a state representative in hockey, Finn brings the same dedication and hard work to his role, always striving for excellence. A client and customer service whiz, Finn ensures each loan application get approved quickly and efficiently! With a passion for friends, family, and hockey, Finn’s infectious energy lights up the room. His motto? “I’m too young yet, haha.”

Xena Bryne

Settlement Officer

Xena, our settlements whisperer, is here to make magic happen. Specializing in communication and coordination, Xena effortlessly takes the stress out of multi-party settlements. Joining Penny in early 2023, her impressive background as an analytical business adviser, project manager, and fit-out manager sets her apart. A passionate globe-trotter, Xena takes her work on the road to experience new cultures. Equally dedicated to fitness, she trains with a personal trainer three times a week, embodying balance and excellence in all she does.

Marguerite Papadeas

Personal Assistant

Personal Assistant to the stars, Marguerite made her mark in banking at 19 and has been slaying ever since. A “yes” woman with the skills to match, she keeps Morgan and the team on their toes, expertly organizing their every need. Beyond the office, Marguerite savours farm life with her partner and their new pup. Always on the lookout for a bargain, she lives by the mantra, “As long as there’s a discount, you’re saving money.”

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