It’s Simple.
We Care.
   Really.

With a background in sales, Clayton brings a people-first approach to every client interaction. He’s known for his quick wit, calming attitude, and ability to keep the process moving smoothly from start to finish. A proud Gold Coast local, Clayton thrives on teamwork and problem-solving, supporting clients and the Penny broker team as they work through the finance process. When he’s not in the office, you’ll find him kicking goals on the field, soaking up the sun, or catching a local game; anything sport-related is his happy place.

Kamila brings warmth, wisdom, and 15 years of cabin manager experience to her role as Mortgage Broker. After five years in finance, she’s found her sweet spot—helping new homeowners and single parents secure their place in the world. Based bayside with her family and two dogs, Kamila loves beach walks, good books, gym sessions, and weekend getaways. Guided by the belief, “Don’t look back—you’re not going that way,” she brings calm confidence to every client journey

Vasilios helps clients confidently kick off their property journey—structuring loans, managing the process, and guiding investors with tailored solutions to grow wealth. With a strong background in retail leadership, he brings discipline, calm, and care to every interaction. A sport lover, diehard Collingwood supporter, F1 enthusiast, and crypto fan, he’s equally at home exploring Sunday markets with his partner Briana. For Vasilios, it’s simple: healthy mind, healthy life—and always room for a good laugh.

Mai keeps the Penny engine running behind the scenes, supporting our clients and brokers with document checks, follow-ups, and everything from valuations to repricing. With a calm, early-riser energy (yes, even 5 a.m. on weekends!), she thrives on quiet café moments, crafty creations, and thrillers that get the heart racing. Meticulous yet mellow, Mai’s motto is simple: “Choose your battles. I’ll fight for what truly matters—and let the rest go.”

Jeremiah brings a wealth of customer service experience to his role as Settlement Officer, guiding deals smoothly from formal approval to settlement. With a background in both US and Australian mortgage markets, he’s known for his sharp attention to detail—and his mischievous sense of humour. Outside of work, you’ll find him cooking up a storm or out jogging. True to his motto, Jeremiah believes “every penny counts”—because the small things add up to something big.

With over a decade of experience in broking and financial coaching, Sarah is passionate about helping everyday Australians feel more confident and in control of their money. Having worked across residential and commercial lending, as well as leading one-on-one money coaching programs, she brings a wealth of knowledge and insight to the Penny team. A Certified Money Coach (CMC)®, Sarah combines her practical background with a warm, empathetic approach. Now based on the Gold Coast, she enjoys exploring the local lifestyle with her family. Sarah wholeheartedly believes, “You don’t have to have it all figured out—you just have to be curious enough to start learning.”

Billy is an enthusiastic Lending Support Specialist with a strong background in finance support roles and has a standout work ethic. Known for his dedication and vibrant energy, he quickly became an integral part of the Penny team, supporting Principal Broker Morgan and helping keep the client experience smooth and stress-free. After moving from sunny Brisbane to Melbourne, Billy has brought his drive and fresh perspective to the Penny office. Outside of Penny, you’ll find him with his partner Ruby, out on the golf course, or playing VFL for the Sandringham Zebras. Billy believes in doing things differently – no pressure, no jargon, just a focus on making the journey as positive as possible.

Our energetic Loan Processor, Finn is currently pursuing a Bachelor in Business to kickstart his career. As a state representative in hockey, Finn brings the same dedication and hard work to his role, always striving for excellence. A client and customer service whiz, Finn ensures each loan application get approved quickly and efficiently! With a passion for friends, family, and hockey, Finn’s infectious energy lights up the room. His motto? “I’m too young yet, haha.”

Personal Assistant to the stars, Marguerite made her mark in banking at 19 and has been slaying ever since. A “yes” woman with the skills to match, she keeps Morgan and the team on their toes, expertly organizing their every need. Beyond the office, Marguerite savours farm life with her partner and their new pup. Always on the lookout for a bargain, she lives by the mantra, “As long as there’s a discount, you’re saving money.”

Ash is our Client Growth & Success Manager and low-key Penny royalty (yes, she’s Morgan’s cousin!). With a sharp eye on rates, valuations, and equity, Ash is the go-to for clients ready to make their next move. Known for her thoughtful care and killer memory, she brings strategy, heart, and fun to every interaction. Outside of work, you’ll find her shooting hoops, beating everyone at board games, and living by the motto: “A job worth doing is worth doing well.”