Why choose penny
It’s Simple.
We Care.
Really.


About Penny
We believe people can do better. Better in the way they use and access money to create better outcomes for their immediate and long-term financial position. Our job is to work with you to find the best way.
Really, Really Good Finance challenges us to ensure that we secure what is best for you. It’s smart. It’s informed. It’s competitive. It puts you in the best possible position to achieve what you want from your life.
We are in the business of helping people change their lives. For the better.
Penny is loaded with expertise and a desire to constantly learn.
We believe it’s about authenticity – for us and how we work with our clients.
In the world of finance, timing is everything.
“Working with Penny has been really positive for my financial situation, because it really made me understand where all my dollars are going and making sure that I’m living the lifestyle I want, but also achieving my goals”
Nicole Fry | Penny Customer
About our founder
Meet Morgan Owen
About our founder
Meet Morgan Owen
The dynamic Founder, Director, and Senior Finance Specialist at Penny, Morgan has been revolutionising finance broking since 2017. With years of experience, Morgan defies the status quo, turning “no” into “yes” for her clients. Specialising in residential, commercial, and development finance, she empowers others to build unique property portfolios. Known for her empathy and strategic thinking, Morgan is an award-winning broker who loves the gym, reality TV, and Pinot Noir. Her fearless motto: “I will win because I am not afraid to fail.”


Morgan Owen, the dynamic Founder, Director, and Senior Finance Specialist at Penny, has been revolutionising finance broking since 2017. With years of experience, Morgan defies the status quo, turning “no” into “yes” for her clients. Specialising in residential, commercial, and development finance, she empowers others to build unique property portfolios. Known for her empathy and strategic thinking, Morgan is an award-winning broker who loves the gym, reality TV, and Pinot Noir. Her fearless motto: “I will win because I am not afraid to fail.”


Clayton Duffill
Associate Broker
With a background in sales, Clayton has a well-rounded, people-first approach to finance. He’s all about making the home loan journey as smooth as possible, using his sharp problem-solving skills and big-picture thinking to find the right solution for every client. Known for his quick wit and calming attitude, Clayton does everything in his power to find the best solution for his clients. A proud Gold Coast local, when he’s not helping clients kick their property goals, you’ll find Clayton kicking goals on the field, soaking up the sun, catching a local game, or getting involved in anything sport-related.
Book a call with Clayton

Sarah Matzouranis
Associate Broker
With over a decade in broking and financial coaching, Sarah helps everyday Australians feel confident and in control of their money. Her experience with residential and commercial lending, as well as leading one-on-one money coaching programs, helps her support clients through the home ownership journey. As a mortgage professional and Certified Money Coach (CMC)®, Sarah blends practical lending advice with a warm, empathetic approach. Now based on the Gold Coast, she enjoys exploring the local lifestyle with her family. She wholeheartedly believes, “You don’t have to have it all figured out—you just have to be curious enough to start learning.”
Book a call with Sarah

William Johnson
Associate Broker
William is an enthusiastic Associate Broker with a strong background in Finance. Billy’s work ethic sets him apart, and he passionately helps young people turn their property dreams into reality. Known for his dedication and vibrant energy, Billy has recently moved down from bustling Brisbane to take on the Melbourne broking scene. With a drive to empower his clients, Billy is already making an impact on Penny and our clients. He loves spending time with his partner Ruby, golfing, and plays VFL for the Sandringham Zebras! Billy believes in doing things differently – no pressure, no jargon, just honest, strategic advice from someone who wants you to win — in property and in life.
Book a call with William

Finn Hodder
Loan Processor
Our energetic Loan Processor, Finn is currently pursuing a Bachelor in Business to kickstart his career. As a state representative in hockey, Finn brings the same dedication and hard work to his role, always striving for excellence. A client and customer service whiz, Finn ensures each loan application get approved quickly and efficiently! With a passion for friends, family, and hockey, Finn’s infectious energy lights up the room. His motto? “I’m too young yet, haha.”


Marguerite Papadeas
Personal Assistant
Personal Assistant to the stars, Marguerite made her mark in banking at 19 and has been slaying ever since. A “yes” woman with the skills to match, she keeps Morgan and the team on their toes, expertly organizing their every need. Beyond the office, Marguerite savours farm life with her partner and their new pup. Always on the lookout for a bargain, she lives by the mantra, “As long as there’s a discount, you’re saving money.”


Ash Thomas
Admin Assistant
With a keen eye for detail and a knack for keeping everything in order, Ash helps manage our admin and paperwork so you can get your dream home quicker! Ash is committed to keeping things running smoothly behind the scenes, making sure the rest of the team is supported, and each application stays on track! You’ll hear from her when it’s time to collect and organise essential paperwork, or when you’re booking in to speak with one of our brokers.